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| Farmers State Bank offers a variety of checking options to fit your personal needs. Each of our accounts can provide you the convenience of 24-hour account access through ATMs. |
 Click here for more details
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| This free checking
account works for almost everyone… • No Minimum Balance Requirements After $50.00 Minimum Opening Deposit • No Monthly Service Charges Or Activity Fees • Free Unlimited Monthly Check Writing • Free Shazam®Chek Photo Debit Card • Free Internet Banking With E-Statements & Images • Free On-line Bill Pay • Free Monthly Statement Of Activity (Images not included) • Free Automatic Transfers • Free Direct Deposit & Electronic Transactions • Free Bank By Mail
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Earn a little
interest on your money and have all the privileges of spending it without
any fees, including ATM surcharges. • *2.02% APY Interest Paid Monthly On Every Day Daily Balance Is $1,000.00 Or Greater • No Minimum Balance Requirements After $1,000.00 Minimum Opening Deposit • No Monthly Service Charges Or Activity Fees • Free Personalized Basic Checks & Cover • Free Shazam®Chek Photo Debit Card • Nationwide ATM Fee Refunds Up To $20.00/Month (only available on days balance is $1,000.00 or greater) • Free Internet Banking With E-Statements & Images • Free On-line Bill Pay • Free Monthly Statements With Images • Free Automatic Transfers • Free Direct Deposit & Electronic Transfers • Free Bank By Mail • Free Notary Service • Free Copy Machine Service • Free Fax Service • Free Monthly Newsletter • Free Monthly Investment Gab Sessions * Annual Percentage Yield (APY) effective Mar 20, 2008 and may change at any point in time |
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There are “advantages” to being 55 and over. Our Senior
Advantage Checking Account offers our customers nearing or in retirement age
many benefits including: • No Minimum Balance Requirements After $50.00 Minimum Opening Deposit • No Monthly Service Charges Or Activity Fees • Free Personalized Basic Checks & Cover • Free Shazam®Chek Photo Debit Card • Free Internet Banking With E-Statements & Images • Free On-line Bill Pay • Free Monthly Statements (images included) • Free Automatic Transfers • Free Direct Deposit & Electronic Transactions • Free Bank By Mail • Free Notary Service • Free Copy Machine Service • Free Fax Service • Free Monthly Newsletter • Free Annual Insurance Review With Elmwood Insurance Agency • Free Annual Financial Review With Investment Centers of America • Discounted Trips, Special Events & Seminars • Monthly Investment Gab Sessions
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• Kids up to age 13 are eligible to open a Farmer$ $tate Bank Kid$
Club $aving$ account with a $10 minimum opening deposit.
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Earn a little interest on your money and have all the privileges of spending
it without too many fees. • 0.90% APY Interest Paid Monthly on Every Day
Daily Balance is $1,000 Or Greater
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| The Regular
Checking Account does not have a minimum opening balance requirement,
but does have up to a $5.00 monthly service charge.
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| We offer Special Checking Accounts for those with "special"
situations:
• Quarterly Statements |
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| You can earn interest while
saving for that special time of year. Account balances are mailed out by check the first
week of November each year.
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| You will really
enjoy this summer season if you set up a Vacation Club Account.
Account balances are mailed out by check the first week of June each year.
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| Interest is compounded daily and
credited to your account quarterly. Funds are always available with no withdrawal penalty.
You must deposit $10.00 to open a Regular Savings account at Farmers State Bank.
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| Interest is compounded monthly
and credited to your account monthly. Provides a great return with
funds always available with no withdrawal penalty.
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 IRA's  Both fixed and variable rate investments are available in Traditional, Roth, and Educational IRAs.
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| CD's Certificates of Deposit are available from 6 to 30 months at very competitive rates. |
Equal Housing Lender
