Checking Accounts
| Product | APY* | Interest Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
|---|---|---|---|---|
| Regular Savings | 0.50% | 0.500% | $50.00 | $25.00 |
| Money Market Savings | 0.95% | 0.950% | $1,000.00 | $1,000.00 |
| Pioneer Money Market Savings | 1.26% | 1.25% | $2,500.00 | $2,500.00 |
| FSB4Life (0-18yrs) Savings | 1.01% | 1.000% | $0.00 | $10.00 |
| Christmas Club Savings | 3.00% | 3.000% | $0.00 | $25.00 |
| Vacation Club Savings | 1.00% | 1.000% | $0.00 | $25.00 |
| GoGreen Checking | 0.05% | 0.050% | $0.00 | $100.00 |
| Go Green Bonus Rate** | 1.00%** | 0.950%** | $0.00 | $100.00 |
| Interest Checking | 0.15% | 0.150% | $0.00 | $500.00 |
| Super Interest Checking | 0.35% | 0.350% | $0.00 | $1,500.00 |
| Pioneer Interest Checking | 0.50% | 0.500% | $0.00 | $2,500.00 |
Product
Regular Savings
0.50%
Money Market Savings
0.95%
Pioneer Money Market Savings
1.26%
FSB4Life (0-18yrs) Savings
1.01%
Christmas Club Savings
3.00%
Vacation Club Savings
1.00%
GoGreen Checking
0.05%
Go Green Bonus Rate**
1.00%**
Interest Checking
0.15%
Super Interest Checking
0.35%
Pioneer Interest Checking
0.50%
APY*
Regular Savings
0.500%
Money Market Savings
0.950%
Pioneer Money Market Savings
1.25%
FSB4Life (0-18yrs) Savings
1.000%
Christmas Club Savings
3.000%
Vacation Club Savings
1.000%
GoGreen Checking
0.050%
Go Green Bonus Rate**
0.950%**
Interest Checking
0.150%
Super Interest Checking
0.350%
Pioneer Interest Checking
0.500%
Interest Rate
Regular Savings
$50.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$0.00
Christmas Club Savings
$0.00
Vacation Club Savings
$0.00
GoGreen Checking
$0.00
Go Green Bonus Rate**
$0.00
Interest Checking
$0.00
Super Interest Checking
$0.00
Pioneer Interest Checking
$0.00
Minimum Daily Balance to obtain APY*
Regular Savings
$25.00
Money Market Savings
$1,000.00
Pioneer Money Market Savings
$2,500.00
FSB4Life (0-18yrs) Savings
$10.00
Christmas Club Savings
$25.00
Vacation Club Savings
$25.00
GoGreen Checking
$100.00
Go Green Bonus Rate**
$100.00
Interest Checking
$500.00
Super Interest Checking
$1,500.00
Pioneer Interest Checking
$2,500.00
NEW! Pioneer Peak Money Market
| TIER | DAILY BALANCE RANGE | APY* | INTEREST RATE |
|---|---|---|---|
| 1 | Below $1,000.00 | 0.00% | 0.000% |
| 2 | Equal or greater than $1,000.00 but less than $10,000.00 | 1.27% | 1.260% |
| 3 | Equal or greater than $10,000.00 but less than $25,000.00 | 1.32% | 1.310% |
| 4 | Equal or greater than $25,000.00 but less than $50,000.00 | 1.37% | 1.360% |
| 5 | Equal or greater than $50,000.00 but less than $100,000.00 | 1.42% | 1.410% |
| 6 | Equal or greater than $100,000.00 but less than $150,000.00 | 1.47% | 1.460% |
| 7 | Equal or greater than $150,000.00 but less than $250,000.00 | 1.52% | 1.510% |
| 8 | Equal or greater than $250,000.00 but less than $100,000,000,000.00 | 1.57% | 1.560% |
Business Accounts
| Product | APY* | Rate | Minimum Daily Balance to obtain APY* | Minimum to open |
|---|---|---|---|---|
| Business Checking | n/a | n/a | n/a | $500.00 |
| Business Interest Checking | 0.50% | 0.500% | $0.00 | $5,000.00 |
| Business Savings | 1.26% | 1.25% | $500.00 | $10,000.00 |
Product
Business Checking
n/a
Business Interest Checking
0.50%
Business Savings
1.26%
APY*
Business Checking
n/a
Business Interest Checking
0.500%
Business Savings
1.25%
Rate
Business Checking
n/a
Business Interest Checking
$0.00
Business Savings
$500.00
Minimum Daily Balance to obtain APY*
Business Checking
$500.00
Business Interest Checking
$5,000.00
Business Savings
$10,000.00
These accounts have a variable rate feature that may be changed at our discretion. If balance
of account falls below minimum, you may not obtain the disclosed APY*. Fees may reduce the
earnings on the account.
*Annual Percentage Yield
**Conditions: When ALL of the following conditions are met, you will earn the higher interest rate. 10 PIN-POS debit card transactions that post in the statement cycle 1 Direct Deposit that posts in the statement cycle 2 Auto Payments such as bill pay Enroll and maintain an active Internet Banking account
CD Rates
| Product | APY* | Rate | Minimum to Open | Minimum Daily Balance to obtain APY* |
|---|---|---|---|---|
| 6 Month CD | 0.60% | 0.599% | $1,000.00 | $1,000.00 |
| 12 Month CD | 0.80% | 0.798% | $1,000.00 | $1,000.00 |
| 18 Month CD | 3.03% | 3.00% | $1,000.00 | $1,000.00 |
| 24 Month CD | 0.90% | 0.897% | $1,000.00 | $1,000.00 |
| 30 Month CD | 0.95% | 0.947% | $1,000.00 | $1,000.00 |
| 60 Month CD | 2.52% | 2.500% | $1,000.00 | $1,000.00 |
Product
6 Month CD
0.60%
12 Month CD
0.80%
18 Month CD
3.03%
24 Month CD
0.90%
30 Month CD
0.95%
60 Month CD
2.52%
APY*
6 Month CD
0.599%
12 Month CD
0.798%
18 Month CD
3.00%
24 Month CD
0.897%
30 Month CD
0.947%
60 Month CD
2.500%
Rate
6 Month CD
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Minimum to Open
6 Month CD
$1,000.00
12 Month CD
$1,000.00
18 Month CD
$1,000.00
24 Month CD
$1,000.00
30 Month CD
$1,000.00
60 Month CD
$1,000.00
Renewal Rates
| Renewal Rates | Renewal Term | APY* | Rate |
|---|---|---|---|
| 0-11 Month CD | 6 Month | 0.60% | 0.599% |
| 12-17 Month CD | 12 Month | 0.80% | 0.798% |
| 18-23 Month CD | 18 Month | 3.03% | 3.000% |
| 24-29 Month CD | 24 Month | 0.90% | 0.897% |
| 30 Month CD | 30 Month | 0.95% | 0.947% |
| 31+ Month CD | 60 Month | 2.52% | 2.500% |
Renewal Rates
0-11 Month CD
6 Month
12-17 Month CD
12 Month
18-23 Month CD
18 Month
24-29 Month CD
24 Month
30 Month CD
30 Month
31+ Month CD
60 Month
Renewal Term
0-11 Month CD
0.60%
12-17 Month CD
0.80%
18-23 Month CD
3.03%
24-29 Month CD
0.90%
30 Month CD
0.95%
31+ Month CD
2.52%
APY*
0-11 Month CD
0.599%
12-17 Month CD
0.798%
18-23 Month CD
3.000%
24-29 Month CD
0.897%
30 Month CD
0.947%
31+ Month CD
2.500%
A substantial penalty may apply for early withdrawal. All rates are subject to change without notice. Please call for current rates.
*Annual Percentage Yield
** Special Rate - Early withdrawal penalty applies
Rates effective August April 12th, 2024
